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Climate Cash™ – Support a Sustainable Future with Deposits
In today’s rapidly changing world, the urgency to address climate change has never been greater. Cash managers are increasingly seeking opportunities that not only promise financial returns but also contribute to a sustainable future. CNote’s Climate Cash™ is designed to meet this dual objective, offering a unique solution that supports environmental initiatives while delivering competitive…
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How Community Investment Can Make a Difference
Community investment can play a pivotal role in addressing water crises like the one in Jackson, Mississippi. By channeling funds into projects that improve water infrastructure, investors can help ensure that residents have access to safe, clean water. Community Development Financial Institutions (CDFIs) and other impact-focused financial entities are well-positioned to drive these investments, leveraging…
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Impact Cash® – Making A Difference With Your Dollars
In a world where social and economic inequalities are increasingly visible, there is a growing demand for options that drive positive social change. CNote’s Impact Cash® offers a unique opportunity to support initiatives that empower underserved communities and foster economic inclusion. What is Impact Cash®? Impact Cash® directs funds into Community Development Financial Institutions (CDFIs),…
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CNote’s Q2 2024 Public Impact Report
CNote is excited to share our Q2 2024 public Impact Report! Check it out here. This quarter, we delve into the achievements and stories from our community financial institutions, showcasing their dedication to driving positive change. Here’s a sneak peek of what you’ll find: Spotlights on our mission-driven partners: Meet Michele Davidson of FTS Lighting…
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Quick Tips for Credit Union Membership Growth
Membership growth is hard to maintain for some credit unions. The NCUA’s Q1 2024 Quarterly Credit Union Data Summary revealed that credit unions of nearly every size were struggling with membership growth (except those with assets above $1B). Federally insured credit unions with assets of at least $500M but less than $1B in assets saw…
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CNote’s Flagship Fund – A Path to Community Impact
Impact investing doesn’t have to be difficult or time-consuming. With CNote, you can quickly become an impact investor on the CNote platform and support under-resourced communities with vital capital for small business growth, affordable housing development, climate adaptation, and more; all while earning 4.00% APY*. The Role of CDFIs Community Development Financial Institution (CDFI)…
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For Opportunities Credit Union, Energy Efficiency Loans Help Low-Income Individuals Save Money—And Combat Climate Change
Over the span of 48 hours in mid-July 2023, most of Vermont was battered with record amounts of rainfall, resulting in catastrophic flash flooding. As the state’s rivers swelled, homes were submerged, roads and bridges were washed out, and, tragically, at least two lives were lost. The 500-year flooding event devastated communities across The Green…
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Navigating Greenwashing in Sustainable Investments
The sustainable and impact investing market has grown to nearly $10T in assets under management in recent years and is expected to grow to over $30T by 2026. These investments, geared towards major societal issues are an opportunity to create transformative change and align investments with your values. The recent proliferation of greenwashing poses significant…
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From Farm To City: How ChoiceOne Bank is Championing Michigan Agribusiness
ChoiceOne Bank’s vision isn’t a secret: it’s front and center on its website. “We want to be the best bank in Michigan,” said Adom Greenland, the bank’s chief financial officer. “That means really making an impact in our communities.” ChoiceOne Bank was established in 1898 as a farm bank, and the bank operates in some…
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How Asian Bank Is Providing Personalized Support To Philadelphia’s Small Business Owners
In a word, Tina Miao-Granatt would describe her life as “blessed.” Her family moved from Taiwan to Philadelphia when she was 12 years old. There, her parents owned and operated a successful Chinese restaurant. As the small business grew and grew, so too did Tina’s list of responsibilities, from dishwasher, to busser, to waitress. Although…
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Where finance meets impact.