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Yahaira Caraballo – Nail Glam Studio – Sisters Find Success in the South Bronx
Perseverance Breeds Success It’s October 1st, 2013, opening day for Nail Glam Studio and Yahaira Caraballo is nervous. After months of grueling effort, her south Bronx-based nail salon is finally ready and open to the public. The only problem? The public didn’t come. Not on the first day, at least. Like everything that brought her…
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Financial Quick Tip: How to Identify Helpful Financial Advice Online, And Avoid The Junk
(And Why You Shouldn’t Take Financial Advice from Twitter) Today we’re going to have a bit of fun looking at the highs and lows of financial advice available on the internet. Don’t take this post too seriously, but nonetheless, we’ve actually tried to include some useful resources along with clearly useless advice you’ll see below.…
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CNote’s 2018 Year End Summary
2018 Impact Metrics At A Glance Over 1,400 Jobs Created/Maintained Over 250 Small Businesses Funded For Each Dollar Invested in CNote: 43% went to women-led businesses (WLB) 60% went to minority-led businesses (MLB) 58% went to Low to Moderate Income (LMI) communities A Few Words From CNote’s CEO 2018 was a time of significant growth…
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Shavon Marley – Marley Trucking – An Opportunity Borne From Adversity
There’s a saying that goes, “If you bought it, a truck brought it.” That may only be true 73.7% of the time, but either way, there are a lot of truckers out there in the U.S. delivering the things that we use and rely on every day. Over a million, in fact. Marley Transport &…
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We’re raising rates in 2019!
CNote has always been committed to delivering tangible social impact while providing competitive financial returns. In 2019, we’re increasing the return on all CNote accounts to 2.75% as we work to prove that investing in a better world can still be profitable. Impact + Financial Returns We’ll continue to deliver the same great impact along…
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What Is Investment Risk & How Does It Impact Your Investment Planning?
Note: This is a guest post was authored by Sahil Vakil, CEO of MYRA Wealth. MYRA Wealth provides personal finance services for international and multicultural families in the United States. What is investment risk, what shape does it take and how does risk affect your personal financial planning? Investment risk is a complex topic, but every investor…
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When the Federal Reserve Raises Rates What Does It Mean For You?
If you’ve tuned into financial news at all lately, no doubt you’ve heard that the United States Federal Reserve has continued to slowly but steadily “hike” the interest rate. In September 2018, the third of four planned increases on the year resulted in an effective interest rate in the range of 2.00%-2.25%, the highest since…
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CNote’s Q3 2018 Impact Metrics – Infographic
We know one of the main reasons you invest with CNote, is because of the impact your investment has. We’re proud to share our Q3 impact data. Our network of CDFI partners continues to grow along with our capital allocation thanks to investments from members like you. Members like you helped create/maintain 675 jobs! You’ll be…
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Giving Tuesday 2018
The Camp Fire is the deadliest and most destructive wildfire in California’s history. The fires have charred an area the size of Chicago, razing over 14,000 residences, taking 85 victims, with hundreds more still missing. (source) Given that CNote is an Oakland-based company, we wanted to support our neighbors to the north, that have been…
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Julia & Keith Pooler – Sacramento Laundry Company – From Coin-Ops to Job Creator
From Coin-Op to Hundreds of Employees – The Story of Julia and Keith Pooler Often, we profile small businesses that may be solo operations or just have a handful of employees–yet the entrepreneurs that run those companies will always have a grand vision for just how big they can grow their companies. For many their…
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Where finance meets impact.